"Safe Paynts Policy: "Permitted on e

Turn on CNN or Fox News http://www.officialhornetsstore.com/Glen-Rice-Jersey/ , read a column on the Inter or play your favorite all news radio station an you'll beco utely aware of the "so-called" fraud online - specifically related to eBay. Definition of Fraud: "In a broad strokes definition, fraud is a deliberate misrepresentation which causes another person to suffer damages, usually moary losses." Like many, I have had negative experiences one eBay. However, I've also had negative experiences with unscrupulous people in the real world. The truth is that eBay is just a microcosm of real-life society where 99.9% of people are good nature. Have you had a bad experience on eBay? I spoke with soone recently who said that a "fraudulent experience on eBay" ruined their desires to use eBay as a sales platform." That seems just a bit immature, don't you think? Just a few weeks ago my nine year old daughter left her board orts on a lounge chair while swimming in the pool (at a nationally recognized vation resort). When e returned, her orts were gone. Soone stole her orts. Fraud and theft. How ould my nine year old respond? Should e never swim in a public pool again? Of course not. But, e can learn a valuable life lesson of how to protect herself and her property. And to that we discover the purpose of this article. How can we protect ourselves from potential fraud on eBay? Fraud on eBay, while small in proportion to the number of transtions that take ple http://www.officialhornetsstore.com/Alonzo-Mourning-Jersey/ , is a real issue for the unsuspecting eBay mber. Follow the following points to reduce the potential of fraud on eBay in your online trading adventures. Fraud Tip #1: Understand Phiing 1. A new word to the Websters' Dictionary for 2005, this has beco #1 of the top areas of Fraud Alert in the history of the inter. Here is the definition from dictionary: "A thod of identity theft carried out through the creation of a website that seems to represent a legitimate company. The visitors to the site, thinking they are buying sothing from a real business, submit their personal rmation to the site. The criminals then use the personal rmation for their own purposes, or sell the rmation to other criminal parties." In specific terms, it may relate to your eBay mberip, PayPal aount, bank aount, credit card http://www.officialhornetsstore.com/Larry-Johnson-Jersey/ , or other aount where you need an ID, password andor personal rmation. 2. Fraud on eBay can our when you receive a phiing email that sounds 100% legitimate. It might co from: support@... And looks like this: "Dear eBay mber, You have received this warning because we have strong reason to believe that your eBay aount had been recently compromised and it could be used by a third party without your authorization. In order to prevent any fraudulent tivity from ourring we are required to open an investigation into this matter. To speed up this process, you are required to verify your eBay aount by following the link below." a. Here's what happens: when you click on the link listed, you are taken to a web page that looks extly the sa as the sign-in page -- for example, you are sure you are at the eBay sign-in page. You are asked for personal rmation, including ID and password, etc. 3. How to protect yourself? You need to know that eBay, PayPal or any other secure site will NEVER ask for your personal http://www.officialhornetsstore.com/Gary-Neal-Jersey/ , identifying rmation in an email. What ould you do? Delete the email and tell yourself you're not going to fall victim to a phiing scam. A high percentage of online and eBay fraud is eliminated simply by understanding phiing and knowing how to deal with it. Fraud Tip #2. Only Buy From Sellers With an Establied Feedbk Score ?Love or hate eBay's feedbk system, but is has its purpose. By doing your due diligence you can weed out potentially fraudulent eBay sellers simply by reviewing their feedbk score. Pay particular attention to the last 90 days and be sure read all the comnts posted on the first 3 pages. A sellers feedbk score will is increasingly important if you are purchasing a high ticket item. Fraud on eBay can be dramatically reduced by following this Fraud Tip. Fraud Tip #3. Do Not Pay With Western Union ?The chance of Fraud on eBay has been reduced through eBay's own internal policing of buyer paynt options. If you are going to pay for an item you purchase on eBay - always use PayPal as you are covered by PayPal's buyer protection program. ?Here is eBay's latest "Safe Paynts Policy: "Permitted on eBay: Sellers may offer to aept PayPal, credit cards including MastercardVisa AxDiscover, debit cards and bank electronic paynts online for eBay purchases. Sellers may also offer to aept bank-to-bank transfers, often known as bank wire transfers or bank ca transfers. Sellers may aept COD (ca on delivery) or ca for in person transtions. Sellers may offer to aept paynt through Certapay and Propay. Sellers may offer to aept personal checks, money orders, caier's checks, certified checks and other negotiable instrunts. Not permitted on eBay: Sellers may not solicit buyers to mail ca. Sellers may not ask buyers to send ca through instant ca transfer services (non-bank, point-to-point ca transfers) such as Western Union or Moneygram. Sellers may not ask buyers to pay with Stormpay. Finally http://www.officialhornetsstore.com/Gerald-Henderson-Jersey/ , sellers may not request paynt through online paynt thods not specifically permitted in this policy." With regards to ca paynts on eBay, "The U.S. Postal Service tells us it's unsafe, and now eBay is telling everyone that it is unsafe," said Matt Halprin, eBay's global policy VP. "So if a seller solicits or encourages offers to aept ca, [they are] encouraging unsafe paynt thods and we do remove that seller's listing." eBay Fraud, which aounts for only a small frtion of one percent of all transtions can be significantly be reduced by your use of PayPal. Fraud Tip #4. Preventative Measures - Tips For Your Protection ?The IFCC (Inter Fraud Complaint Center) has an excellent website that includes a tips page where you wilIt is tually pli