In the past few days, fans that don’t have FIFA 15 PC Coins pack cannot afford an expensive player, and it would be very hard to win in the game. Out of this reason, EA introduced player loans in FIFA 15.
Loaning players is a new feature in the history of EA FIFA, available to FIFA 15 Ultimate Team. Anyone has a chance to take a loan player straight into your starter squad. But everyone should note that Loan Players are only available for a set number of games, and that you can use them during their loan contract’s duration to win a Tournament Final or get the decisive win to clinch a Season Title.
Why the loan duration is different from different players
According to their respective abilities, there's a slight tradeoff between player quality and available playtime. For example, if you choose Ronaldo to loan, he will available to you for less games than if you have chosen Lewandowski. Each player has a small blue icon that indicates how many games you have remaining to use them.
Loan players either coins or EASFCC
You can take a loan player by spending your EASFC (EA Sports Football Club) currency or FIFA 15 coins. In the future, EA will make different loan players available through EASFC so that you can loan a player with EASFC currency. You can collect bags of EASFC from hours of playtime, which means you can bring quality players into your FUT squads essentially for free, albeit for a limited period. If you redeem a player loan through EASFC you can't use that loan again.
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