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The asset disregard feature of a Partnerip-qualified LTCI policy grants a policyholder freedom to keep a part of his assets that is equivalent to the total amount of insurance benefits that he has received.For example, an individual with a Partnerip LTCI policy has received a total amount of $225,000 in benefits, so when he applies to Medicaid to receive further care or to continue treatnts or therapies inclusive in his doctor’s prescribed plan of care, he will be able to exempt his resources that total $225,000 from Medicaid’s spend down rule. Without a Partnerip policy or with the standard LTCI plan, the insured individual above would’ve been required to spend down his assets until these et Medicaid’s requirent and only then all he be allowed to apply for coverage. Long Term Care Partnerip StatesNearly all 50 states have already implented the Partnerip Program which was set forth in the Deficit Reduction Act of 2005. 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